The obbligation to underwrite an insurance policy of civil responsibility to cover risks connected to professional practise, introduced with the Reform of Professions (Dpr 137/2012) further amplifies an already important need for protection that MEDIORISCHI covers with specific solutions and products for the various categories of professions, including those not yet obliged to take out policies by law.
This demand is not met with sufficient or adequate solutions and support by the markets of reference, nor by the forms of adhesion to general and standardised solutions predisposed by the various Orders, from which all professions not regulated or that do not have the constitution of an order are presently excluded. The solutions offered by MEDIORISCHI allow offers to cover the risks of professionals in all areas:
- Professions in the Economic – Juridical area;
- Professions in the Technical Area;
- Professions in the Healthcare Area;
- Professions not regulated.
The offer is differentiated in relation to the different professional profiles and includes full support also for more complex solutions or those with placement problems deriving from previous claims.
In addition to the Civil Liability Professional and Legal Protection package, a series of products and solutions are available designed to protect against the risks of responsibility or protection of the person that characterise this important sector.
With reference to the area of responsibility, among others, it is possible to cite:
individual D&O coverage offered to independent administrators or for subjects that that operate in roles of administrator, counsellor, member of the management council, syndicate, member of the surveillance council, member of the committee for the control of management, person responsible for the control of accounts, director general of any Company.
MediaTech coverage to protect against different types of risk inherent to professional services in the computing and media sector (technology consultancy, internet services, multimedia & advertising, software development, technology service providers in outsourcing, etc.)
Integrated in the offer relating to the area of civil responsibility is a series of solutions for Protection of the Person (Injuries – Reimbursement of Medical Expenses – Term Life Insurance) coherent with the profile of the professional figure and their need to protect their quality of life and its centrality to the continuity of their profession (Key Man).